Riverbank Credit (2008) began as special
purpose vehicle for Riverbank Crescent Self
Help Group-Registered in 2005. A body formed
by 7 members in 2002 to inter alia, provide
credit on a merry go round basis relying on
Character of the borrower, Cash flow and
Conditions of the loan given without security. The lending methodology used by this Group
was to lend without tangible security but based
on type of business/transaction at hand, ability
of the business to generate revenues sufficient
to meet agreed interest costs, ability of the
business to pay off principal loan at the end of
agreed term and Character /market reputation
of the borrower. As a result of need to be a
regulated organisation. The Self Help Group
applied, was vetted and given status of SACCO
(Savings and Credit Society Limited by
guarantee) in February 2009. Currently the
membership has increased to 6,000 and still
growing We are regularly Selling: business advisory, investments, micro loans, investment advisory.
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